Showing posts with label banks. Show all posts
Showing posts with label banks. Show all posts

Saturday, August 29, 2009

WORSHIP IS WORK


The dedicated devotees of the God of Enterprise sure know their business.


Usually, our housing complex has four Ganpati mandals, organised by separate Co-operative Housing Societies. This year, there was a new altar, and a new deity.


The debutante deity was organised by some residents working with Canara Bank, and the mandal was topped with a bright blue banner proudly welcoming all visitors to


  • Ganesh worship

  • Their new branch shortly to be opened at a conveniently close location.

When we entered to see the rotund and smiling deity, we were also introduced to the slim and smiling Manager of the upcoming branch.


When we were given the peanut-and-nakuldana (small sugar balls) prasad, we were also handed brochures detailing the bank's services.


When we put in coins in the donation box, we were politely requested to also put down our names and phone numbers, presumably for the marketing personnel to pursue us in future.


A rather neat way of dovetailing work and worship, don't you think so?


Only, instead of the usual commercialising of religion, maybe this is a case of religionising of commerce.


The only spanner in the works? A rival bank stole the idea, and put up a banner at a Ganpati mandal ten meters away, also proudly welcoming all devotees to the dual business of worship and banking.


The Divine Belly must be rumbling with glee at witnessing this industrious fight between enterprising devotees. But if we cannot bank on Divine Benevolence, then what can we bank on?


Thursday, June 11, 2009

THE IRONY OF MONEY IN MUMBAI

Mumbai media has been all agog at the arrest (and, of course, subsequent bail and release) of Sheetal Mafatlal (of the multimillionaire-multiple-chinned-husband and looking-very-trashy-in-Versace/Valentino-togs fame) for attempting to breeze in through Customs without thinking it necessary to declare gold and diamond jewellery worth around Rs 50 lakh.

While we, in our strictly-suburban college staffroom, were poring, and ooh-ing and aah-ing (only the 'ladies'), over the list (and intricate details) of the ornaments allegedly smuggled in by her, the South Bombay socialites were making the most of the photo-op by giving incredibly inane soundbytes. One Haseena Jethmalani (wife of political-defeated-debutant and high-end-lawyer Mahesh Jethmalani) apparently said (and conveniently later denied) that Rs 50 lakh was too piddly an amount for the likes of Sheetal Mafatlal (and the rest of the So-Bo brunch-packers) to bother about, and that women frequenting a salon owned by her (the fair Haseena) regularly strolled in wearing jewellery worth more than 50 lakh.

Just a few questions: if Rs 50 lakh is a paltry sum to the likes of Mafatlal (as it obviously is), shouldn’t the Customs Duty (which would be a certain small percentage of this puny amount) be like small change to her (as it obviously is NOT)? So, why not declare and pay it upfront and straightforward, honey? Or is the small change too difficult to see (and the fine print too difficult to read) through those oversized Dior shades?

Just another point: Today I went to Bank of Maharashtra’s Malad (West) branch, where most of the customers were dealing in amounts ranging from Rs 300 to a few thousands. There were old and limping pensioners, peering shortsightedly at a fistful of currency. There were illiterate women, putting their thumb impressions on withdrawal slips for a thousand rupees. There were hardworking men, whose sweat-beaded brows remained knitted into frowns under the blast of the AC, and whose grimy hands clutched at worse-for-wear passbooks containing details of minuscule savings accounts.

To these people, residing in the vast and teeming suburbs of Mumbai, far far away from snooty-snobbery of So-Bo (that's South Bombay's snob-abbreviation), Rs 50 lakh would, perhaps, be a big amount, an amount to aspire to through honest blood-sweat-tears, not an amount that can be sneered at with a shrug of couture-clad shoulders. Or carried in casually (and illegally) in alligator-skin designer luggage.

Wednesday, December 31, 2008

CALENDAR COLLECTIBLES

This is the time for many a change, including that of changing the calendars on the walls and on desktops.

Calendars come in two basic categories, the USEFUL (use and throw) and the INTERESTING (display and then keep).

The useful ones are no-frills-only-numbers-in-bold-type (which I can see from a distance without squinting), with the holidays generously marked out in red. These are usually gifted by various publishers (being a teacher has its perks) or bought for Rs 25 (for the Hindi version of Kalnirnay – ‘time-determination’). The Kalnirnay has detailed information on moon-phases and festivals and fasting-feasting dates, all in fine print my maid loves to pore over.

I, however, love getting my hands on interesting calendars, though not of the Kingfisher lean-mean-unclothed-supermodels-variety (maybe I’m envious of the monthly parade of hourglass figures). I like calendars with interesting concepts, not just nice photos but read-worthy texts as well.

In 1997, HSBC, my then-employer then called HONGKONGBANK, brought out a calendar showcasing different traditional trades and crafts of colonized India, with authentic portraits of the craftsmen and brief write-ups. A museum-piece.

The next year, they had a calendar with photos of different instruments used to measure time, chronicling the journey of time from sun-dials to modern nanosecond-measuring digital clocks. A calendar which will definitely last the test of time.

Three years ago, the spouse got a desktop calendar from an association of Bengali book publishers, which had rare photographs of Satyajit Ray and his films. A fine display of the master’s art, for all Bengalis to cherish.

I also love the PETA calendar, which has heart-warming tales (and totally-lovable photos with cute names) of various animals and birds rescued by PETA during the previous year. Each month tells a Janus-faced story of human cruelty and human charity, reminding us of the good and the bad that make up our world.

And on that note, I would like to say HAPPY NEW YEAR in hope and prayer.

Tuesday, December 9, 2008

BANK BLOOPER

The spouse and I went to the bank a few days back to put some money in a fixed deposit. The lady at the counter graciously helped us out with the forms, and then gave us a photocopy of the different rates of interest for fixed deposits.

The chart mentioned the rates for the different TENORS. The spouse and I exchanged bewildered glances (isn’t ‘tenor’ a musical term referring to a high-pitched male voice?), before comprehension (and amusement) dawned. Ah, TENURE! The interest rates were given for different terms/periods of fixed deposits.

Being English Literature students once-upon-a-time, we pounced upon the MALAPROPISM with glee and giggles. Surely unexpected from a posh private bank with an all-India network, where, presumably, the photocopied rate-chart was being circulated all over India?

Or maybe, was it a clever musical symbol for the recent rise-and-fall of various economic indices, including interest rates? Maybe someone at HDFC Bank conceals a musician’s soul under the bland banker’s façade?